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June 19, 2018 | Would You Accept Portfolio Advice from William Shakespeare?

Situation: Investors believe that portfolio strategy is a modern creation. My Take: Historical accounts of yesteryear paint different viewpoints. Solution: Wonder back a few centuries to appreciate theories of today. “In giving advice seek to help, not to please, your friend.” ― Solon, (638 BC–559 BC), Greek lawgiver & politician You are probably wondering what […]

June 8, 2018 | Disciplined Processes Manage Your Family Wealth

  Situation: We are accustomed to learning, working, saving, spending and investing. My View: Pause a few moments to appreciate the disciplines that guide your goals. Solution: Adopt a core of disciplined processes to manage long-term family wealth. “The key to success is often the ability to adapt.” ―Anthony Brandt Over our lifetime, we embark […]

June 5, 2018 | Disciplined Processes Manage Your Family Wealth

Situation: We are accustomed to learning, working, saving, spending and investing. My View: Pause a few moments to appreciate the disciplines that guide your goals. Solution: Adopt a core of disciplined processes to manage long-term family wealth. “The key to success is often the ability to adapt.” ―Anthony Brandt Over our lifetime, we embark on […]

May 29, 2018 | Poking Fun at Investing Clichés

Situation: Practically everyone has heard of investing clichés. My View: Learn to recognize those clichés applicable to you. Solution: Mastering true meanings of clichés improves your lot. “You sell when people are greedy and buy when people are fearful.”—Warren Buffett Do you ever wonder what the gurus are really saying when they speak in clichés? […]

May 19, 2018 | Early Lesson Sticks Around for the Long Haul

“Attitude is a little thing that makes a big difference.” — Winston Churchill Everyone makes investing bloopers at some point. Perhaps, on a recurring frequency. In particular, when you’re under age 30 and infallible. You just know that you are right. A few words about my under-30 development. My short story is that I identified […]

May 18, 2018 | Is it Wise to Sell in May and Go Away?

“Sometimes it’s necessary to go a long distance out of the way in order to come back a short distance correctly.” — Edward Albee (1928–2016), American playwright Investing plans that pursue flavours of “sell in May and go away” are not vanishing anytime soon. Simply said, the catchy tune is about to ignite the annual […]

April 18, 2018 | Are You Concerned About Retirement?

Situation: Families are becoming increasingly concerned about retirement. My View: Examine implications of the new realities swiftly and decidedly. Solution: Find simple ways to migrate to a revised and realistic game plan. “Retirement: World’s longest coffee break.” —Author Unknown Families are becoming increasingly concerned about achieving and maintaining their long term retirement goals. Some retirements […]

April 10, 2018 | Investing Amid Daily Market Noise

Situation: Too many investors embrace having stockpiles of information. My View: Recognize that having information does not make you a better investor. Solution: Find ways to reduce or jettison the heaps of noise that gets in your way. “Don’t miss the donut by looking through the hole.” — Author Unknown Many investors prefer access to […]

April 4, 2018 | How Short is Your Long-Term Perspective?

“Our favorite holding period is forever.” — Warren Buffet, the Oracle of Omaha The first quarter 2018 will be remembered for tenacious and persistent turbulence. Along with plenty of bouts of sudden uncertainty. Investors are still feeling its far reaching effects. However, I fear they may be too happy for this chapter to take its […]

March 22, 2018 | Revitalize Your Investing Garden

Situation: Your nest egg can become an unwieldy mess to manage over time. My View: Understand what needs done to breathe new life into your portfolio. Solution: Revitalize your “investment” garden as you do the “outdoor” garden. “I love spring anywhere, but if I could choose I would always greet it in a garden.” –Ruth […]

March 13, 2018 | Perspective on Buying Stocks

  Situation: Many are petrified when it’s time to buy a stock. My View: Revisit the valid reasons to buy without regrets. Solution: Apply buying strategy uniformly to the portfolio. “I paint objects as I think them, not as I see them.” –Pablo Picasso It is relatively easy to buy stocks, whether you’re a novice […]

March 6, 2018 | Lending to Spouse at 1% Rate ‘Best Before’ April 1

Situation: Families have reduced access to income spitting opportunities. My View: Prescribed rate loans can play a role for families who have cash. Solution: Time is of the essence to implement this simple lending practice. “Never spend your money before you have it.” —Thomas Jefferson I can’t emphasize enough that time is truly of the […]

March 1, 2018 | Regain Portfolio Control Amid Market Mayhem

Situation: Recent market mayhem has spooked many investors. My View: Stock and bond markets cannot be managed by investors. Solution: Taking charge of market interactions regains portfolio control. “To conquer fear is the beginning of wisdom.” —Bertrand Russell (1872–1970), British philosopher Investors have been enjoying the fruits of rising markets. A nine-year upside since the […]

February 9, 2018 | Diversification Keeps Your Nest Egg on the Rails

Situation: Too many nest eggs suffer from a lack of diversification. My View: Adopt diversification strategies that help long-term objectives. Solution: Suitable action is priority for well-designed portfolios. “I know not what the future holds, but I know who holds the future.” —Homer We are all aware that portfolio winners rotate position from time to […]

January 23, 2018 | Discover Your Investment Personality

“If you chase two rabbits, you will not catch either one.” — Russian proverb There is one pillar of the nest egg you want to get right. It makes such a difference! Each of us has a distinct investment personality. Think of it as personalized investing DNA. Hopefully, it resembles our comfortable tolerance for risks. […]

January 16, 2018 | Design Your Investment Time Horizon

Situation: Many investors can’t wrap their mind around long investing time horizons. My View: A sensible time horizon is a must to accumulate and spend the nest egg. Solution: Learn to live with investment time horizons lasting 20 years, or more. “Pick battles big enough to matter, small enough to win.” —Jonathan Kozol, American writer […]

January 9, 2018 | RRSP Strategies 2018

Situation: Investors have questions about benefits of RRSPs. My View: RRSPs provide significant value to retirement game plans. Solution: Master how RRSPs deliver steady, sensible accumulations. “When you retire, think and act as if you were still working. When you’re still working, think and act a bit as if you were already retired.” —Author Unknown […]

January 2, 2018 | Sketching out the 2018 retirement projection

Situation: Investors find it hard to begin sketching out retirement assumptions. My View: Simple and sensible retirement projections get your planning started. Solution: This blog content is the straightforward stepping stone to your long run. “When you’re climbing the ladder, don’t forget the rungs.”—Unknown 2017 is a tough act to follow for investors. My suggestion […]

December 19, 2017 | Untangle Your Investing Hodgepodge in 2018

Situation: Many investors own a hodgepodge of stock and fund investments. My View: Untangling the unwanted situation is intimidating to investors. Solution: Recognize implications of the hodgepodge then untangle the mess. “Well done is better than well said.” — Benjamin Franklin 2018 bells will soon be ringing. Many investors take the opportunity to make New Year […]

December 12, 2017 | 5 Sensible Steps Improve Your 2018 Game Plan

“Your future depends on many things, but mostly on you.” —Frank Tyger (1929–2011), cartoonist, columnist and humourist Designing the investment plan for the long haul requires much serious thought. Unfortunately, investors shortchange themselves on two fronts. Firstly, they spend far too much time selecting investments. Secondly, and more important, they spend too little time researching […]

December 5, 2017 | Investing Your ‘Serious’ and ‘Speculative’ Money Buckets

Situation: People become excited at the prospects of investing to beat the markets. My View: “Serious” investing is dull and boring; “speculative” appeals and fascinates. Solution: Pursue an approach for both your long term and immediate excitement. “It is possible to own too much. A man with one watch knows what time it is; a […]

November 28, 2017 | How to Prepare for Market Corrections and Advances

“Motivation is what gets you started. Habit is what keeps you going.” —Jim Ryun, Olympic runner We’re working our way through the fourth quarter 2017. Many stock indices have been hovering near their tops and often keep making new highs. Daily headlines are typically a mixed bag of fears and optimism. They are often interpreted as […]

November 21, 2017 | Put the Fancy Money Jargon on Ice

“The shell must break before the bird can fly.” —Alfred Tennyson (1809–1892) Poet Laureate of Great Britain and Ireland Do you often find yourself wondering what a money guru just said? You are not alone. Yes, there are far too many fancy buzzwords in our financial vocabulary. It’s time to break a shell. Listening to money […]

November 14, 2017 | The Power of Classic, Common Sense Investing

“History is a vast early warning system.” — Norman Cousins, (1915–1990) American essayist, publisher Investors can be excused for thinking that the concept of portfolio management is a modern day creation. After all, it is commonly referred to as Modern Portfolio Theory (MPT). In addition, the Nobel prize in Economics has been handed out. Today’s professionals […]

November 7, 2017 | Prioritize Seven Smart Money Moves

‘It is better to know some of the questions than all of the answers.” —James Thurber (1894–1961) cartoonist, humourist, playwright Investors know that not all components of their finances are created equal. Some areas definitely deliver more impact over the long run. Questions always arise as to which ones are best to consider closely. I’ve […]

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