Doug Hoyes is co-founder of Hoyes, Michalos & Associates Inc., one of Canada’s largest personal insolvency firms. In his 30-year career as a chartered accountant and Licensed Insolvency Trustee, Doug has personally helped over 10,000 individuals solve their debt problems and rebuild their financial future. His 2017 book Straight Talk on Your Money explains that Doug has seen countless intelligent, well-meaning people let their emotions get the better of them as they follow conventional financial wisdom and get into serious money trouble, often leading to bankruptcy.  For the past 7 years, he has been producing the Debt Free in 30 podcast as a valuable public education resource.

Can mainstream financial advice be harmful? Debt Free In 30 | Ep 349 | Should you put all of your savings at risk in the stock market to earn enough for a down payment on a house? Probably not. Danielle Park, lawyer, and wealth manager explains why some financial advice is “heinous”, how to recognize bad financial advice, and why you should think critically about the financial advice we are bombarded with every day.  Here is a direct video link.